[SunDude]

These are two completely different scenarios. Al/FFR has got things worked out with the feds. And what's "legal" up here is not so black letter. It would likely take a costly court case to sort things out once and for all, and who wants to do that. Just ask the poor guys who ran Superformance Canada. They were charged under the safety act as well as criminally by the feds, and even though the won their cases, went bankrupt nonetheless...taking several customer deposits with them. So is it paranoid, or just prudent?