[BeanCounter]

Was your son without coverage for a period of time?. If not why did you not obtain a Certificate of Credible Coverage which would have taken care of your problem? If there is one thing certain in this world you should never let your coverage lapse. When taking chances there is always a risk. That risk shouldn't be shoved off on to someone else

I've been paying for COBRA on my daughter for 16 months now since she lost her job. She too has medical problems (brain tumor, bi-polar amongst a few others). I don't expect Ernie to have to pay for her, she is my daughter. My wife and I have cut back on things so that we can help her out during this period. That is what family is supposed to do.