[Al G]

Patrick,
You seem to assume a lot in most of your posts. Where did any of my posts imply I would be putting my family at financial risk? I'm not going to share the details of my financial situation with everyone who visits this forum but there are lots of reasons why financing makes more sense than paying cash. Maybe I have lots of stock that is currently down in value but I'm confident it will rebound. Maybe I have investments that are earning 15% dividends that I don't want to touch. If I run the numbers and financing offers the overall lower cost way of buying my Cobra then that's what I'll do. That doesn't mean I wouldn't or couldn't tap into those other assets in an emergency, but why increase the cost of my Cobra when I don't have to?

I have talked with several large collector car financing companies. 80% to 90% financing can be obtained for under 8% and up to 12 years, but they will only fund a finished car. That's why I asked if the members of this forum had other experiences. Several of them offered good suggestions which I appreciate and will follow up on. To them I say "Thanks."