[patrickt]

Joe, if you put a cammer in a Kirkham, paint it blue, and then put in that hideous interior, you are absolutely, positively, guaranteed to lose your ass on any resale. The only benefit I can see from going with an ERA instead is that there would be about a year lag time while you waited in line and, hopefully, you would come to your senses. If you must do it, do it to an FFR.