Not Ranked
Speaking from experience, DO NOT take their first offer. They will try and just give you payoff or maybe just a little above. If you just upgraded or spent a good deal of money on it recently, take your receipts with you to prove how much was spent.
BBQ,
Not trying to step on your toes. The last time I had to deal with a similar occurrence, what I mentioned above actually happened.
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Terry
"I may be paranoid, but that doesn't mean they are not watching me"
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