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I am not aware of any insurance company that will offer any kind of insurance for any kind of track use, be it instructions or not.....
BTW: I work in the insurance industry,in claims....
Regardless of what any agent tells you,be sure to rear the policy top to bottom,front to back carefully!!!!!!!!!!!
Virtually all policies excempt any kind of ogrgnized racing and/or TIMED events,whether it be on a race track or public road or private property....Auto Cross would be a timed event....
I've seen some policies that even exclude any kind of "display of speed",regardless of where it is........
Nothing personal here, but Cobras are not a good risk for an insurance company to insure, that's why soo few insure them....Most are "assembled" by people with unkown skills,using unkown components, they don't have airbags/side impact protection/5mph front/rear bumpers/crumple zones and are short wheelbase,lightweight vehicles with overpowered engines,driven by owners with unkown driving skills.....looking at it from that perspective, would you insure these cars????
Basically when your on a race track,be it racing/open track days,or a driving school, your own your own.....I'd suggest if you can't afford to lose your investment in your car, you may want to think about it before getting on a track with it......
David
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DAVID GAGNARD
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