I have lost a knock off once, fortunately that was all. A spool of wire and pair of special pliers is a lot cheaper than buying a new knock off, and a hell of a lot cheaper than buying a new car to replace the one you just drove off the highway at speed, plus medicals
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If at some time you do put your car onto the racetrack, it's a CAMS requirement that they be wired correctly. if not then no racing.
Simply it only takes a few minutes to do, and it's good insurance that you hopefully never need if you do everything correctly.