Sorry patrick...I deleted my post just as you evidently responded. So that it doesn't leave your post hanging, I'll simply describe it as a less than mild rant about folks who offer opinions with no legal education or training, and others who try to avoid paying to talk to attorneys before, rather than after, they get into a tight spot, and then b!tch about legal fees to fix what could have been avoided.
Written somewhat in anger, so I pulled it. I really truly hate slow drivers in the left lane.