[DanEC]

Insurance companies work in mysterious ways. When a women T-boned my Mustang last year and totaled it we had a time finding her insurance company because she gave bogus information to the police. By the time we tracked the correct company down my insurance had already settled with me and I purchased a replacement vehicle. They said they would pursue their expenses and my deductible and some minor other damages against her insurance for me - but her insurance didn't want to pay until she went to court and was actually found guilty on the traffic violations. My insurance company kind of meekly said - OK. A couple months later she finally got her day in court, was found guilty and her insurance company sent a check.