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Old 04-06-2015, 01:59 PM
jhv48 jhv48 is offline
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Join Date: Aug 2007
Location: Carlsbad, Ca
Cobra Make, Engine: SPF 2932 with 438 Lykins Motorsports engine. Previous owner of FFR 5452.
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Quote:
Originally Posted by Arvin View Post
I've had auto insurance with State Farm since I was 16 - almost 40 years now, and home with them since I've owned a home - 25 years now. They quoted me about $800/year agreed value of $50,000. I went with Chrome for $700/year at $70,000 agreed value. State Farm is not in the business to insure specialty cars.
But do you have a liability umbrella with State Farm as well? If so, your cobra isn't covered under it unless you meet their coverage requirements AND pay a higher premium for the umbrella due to the fact that your cobra is insured with another company. You might have saved $100 on one end and increased your liability exposure exponentially on the other.. Not worth it to me!
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