[C5GTO]

I have my CR covered by Allstate. I don't remember the premium but it's very reasonable. That could be because I also have other vehicles and home owners with them as well. The agent told me the coverage is for "current market value" and told me to keep recent detailed pictures on file in case of an accident. That way I'd have proof on the vehicle condition for a fair determination on market value.

Fortunately, I've never had to turn in a claim on this car so I can't say how "fair" their adjusters really are. I can say that it's a lot less expensive than the assessed value coverage I had prior.