[twobjshelbys]

"Obamacare" (healthcare.gov) is your best bet. You can try to price individual policies directly with places like United Healthcare but you'll find they have so-so premiums and exorbitant deductibles and copays (ie, they are catastrophic plans, OK for young healthy people with high incomes.)

We "retired" just at the time Obamacare became mandatory. We were also a few years shy of Medicare age. We had sold our house in Colorado and had no incentive to work, so we "lived off the house profits", had no income except manageable investment taxable income, and therefore qualified for the premium tax incentives. Obamacare is INCOME based, not ASSET based so if you can structure your income, Obamacare CAN be good insurance cheap. In our case, it was more than the equivalent coverage from my employer (our employer/spouse portion) but SIGNIFICANTLY less than COBRA (which is the employer plan entirely paid for out of pocket.)