If you can sit in your Cobra's seat and easily touch your head to the roll bar then you need to pad it, IMO. Mine is padded with plain black roll bar padding from Summit. I've been doing that with my roll bars since I got my first roadster when I was 16 years old. Now, if you don't want to pad your roll bar, and just roll the dice that you don't have your head whack it real hard as a result of an otherwise minor accident, then that's your decision.