Quote:
Originally Posted by Lightingrod
Yes, I've had an umbrella policy for years, businesses and renal properties! However I have never had anyone ask about it when I was getting car insurance.
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The Umbrella Policy's carrier needs to know what sort of "thing" they are insuring you for and that you have an underlying policy on that thing that covers the first few hundred thousand or so of liability. All of that usually gets listed on the front of the policy. Always be
truthful and transparent with your insurance company and agent. Never fool them in to issuing you a policy by playing "hide the ball." That will come back to bite you in the ass if you ever need them.