Quote:
Originally Posted by Lightingrod
Yes, I've had an umbrella policy for years, businesses and renal properties! However I have never had anyone ask about it when I was getting car insurance.
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I had to have one to insure the Ford GT. They know that if you get in any incident with a "race car" that the bullseye is 10x larger for law suits.
And yes, it was a two-way street. American Modern wanted a copy of the Umbrella that explicitly listed the GT as included. In order to do that the Umbrrella had to list the GT (which resulted in a premium increase. The Umbrella is not hugely expensive but it did shift.)