Not Ranked
blackjack...more important than the increased rate from hagerty is what did they do to your LIABILITY coverage...check the fine print to see if it has been reduced considerably. they got hit with some heavy pay out claims. as such, in mich, they lowered their liability to the state required minimum with no optional packages to raise it. as such, in mich, they only offer 20/40 liability !!! *(and that to grandfathered current covered insured folks with them as they have not been writing new policies on cobras for over one yr) . 20/40 is like not having any liability coverage...if they did that to you too, then its time to go shopping sir. those little surprises of greatly increased rates and reduced coverage are discovered when hagerty sends their renewals. time to find another insurance carrier sir, hagerty does NOT want cobras....which they told me when i complained about the liability reduction despite having 3 cars insured with them for 10 yrs, no tickets and one small claim not accident related. look elsewhere my friend. bill.
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