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Blackjack,
Indeed, I am in the auto insurance business. As a matter of fact I am a fraud investigator for one of the large companies that writes classic car insurance.
I don't know if an insurance company could or would be enticed to offer lower rates for a select group who have all taken drivers' education type courses. I think it would be up to the particular underwriter, and as we have seen, underwriters can make some strange decisions. I would think they probably wouldn't, because they are still concerned about the risks involved with these cars. It couldn't hurt to try.
As for pooling together, it is practically impossible. Each state has its' own laws, so you'd have to write a policy for each state, have it approved by the Insurance Commission, show financial solvency, etc.... Believe me, I wish it were possible, but no such luck.
The best I could say is that it is up to us to make sure we drive our cars responsibly. I feel that if the number of claims is kept low, insurance companies will write policies for us.
Steve
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