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The same philosophy is destroying the medical field, as well as many other, I'm sure. So, to hope it can't destroy the Cobra market is wishful thinking. The dollars generated from a few thousand weekend driving antique vehicle policies is not enough for these companies to miss if it goes away. The rare but huge settlements however, does bother them. Risk/benefit/supply/demand stuff.
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My carbon footprint is bigger than your carbon footprint.
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