[southernfriedcj]

Turk, you make some valid points. I think the greatest threat to the Cobra industry will be when the manufacturerers can no longer get liability insurance.
As a hombuilder/developer, I see the availible general liability insurance carriers shrinking. I was told by my agent that only 2 companies write Gen Lia for Georgia homebuilders.
We also must require our subs to carry $1,000,000. of Gen Lia insurance with our company endorsed as an additional insured.
It would seem to me that product liability would be a greater risk that accidents due to Cobra owner's fault.