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Steve ~
First of all, thanks for all of the great info. A year ago when I initially was shopping for insurance for my SPF I contacted several of the insurance companies that have been mentioned on this site. I told them I wanted an agreed value policy of $55K.
They all asked me what the model year of the car was. I told them that it would be titled as a 2002. After they told me what the premium would be I asked what the premium would be if was titled as a 1965.........the premiums were almost 1/2.
What I do not understand (and they could not tell me), what difference does it make what year the car is titled?? Both premiums were based on the same agreed value and the same mileage restrictions.
Thanks for any input.
Brian
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