[klayfish]

Real 1,
I'm not interested in starting an argument on this thread about insurance, hence why I made that disclaimer on the original post. I was hoping you'd read that.

But are you in the auto insurance industry? I doubt it. Seems to me you are a plaintiff lawyer involved in medical malpractice suits. Why is it always about blaming the insurance companies, blaming those horrible doctors, and the almighty dollar? Seems what trial lawyers are upset about is that they won't be able to get as much money. It always comes down to money. If it were a loved one for me, I wouldn't be that interested in the money. What I would want is to find out why it happened and make sure it NEVER happened again.

As for your "facts"...Come and see how much my office is a "monument in itself" Fact. In the auto industry, the vast majority of lawsuits are frivolous, at least around here. Fact. 95% or more of the bodily injury claims are attorney represented soft tissue, moderate impact, chiro type tx, where the value gets pumped up. Fact. The insurance companies don't rake money in hand over fist. Fact. Most auto insurance companies run between 98-102 combined operating ratio. Fact. Premiums in New Jersey go up because of the high PIP limits there and the creative individuals who abuse it regularly. Fact.

Most importantly, I really don't want to turn this into a debate. Fact. If you don't want to be a part of this, don't be. Fact.

I was trying to turn this into a positive event to help all Cobra owners. Have a problem with that?? I don't understand why you just had to throw this in there just to make an argument. If you want to get on your soapbox, please do it elsewhere.

Steve