Turk,
Point well made and taken. I agree with you that I wouldn't have a problem if I had to pay $1000/year to insure my Cobra (not that I'm ASKING to do that
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).
What I am concerned with is that so many companies have flat out stopped writing Cobras, and want to try to do something before all the other companies jump on that bandwagon. If we get lower rates, that's just a bonus. I'm more interested in making sure it is available at all.
I do feel that Cobras get a bad reputation due to a few bad drivers out there. I would consider this an effort by those with good records and experience to make sure we are not grouped in with the bad drivers.
Steve