[fordnut]

Hi all,

I have just been reading the threads on insurance. My question is, Do the insurance companies Look at the age and driving record of the car owner. I feel the Value of the car and overall appearance`would tell the insurance companies that our cars are road worthy. Most states do have a required safety inspection.

I get the impression from talking with insurance agents, they are of the opinion that most "COBRA" accidents are caused by poor driving skills coupled with lots of horsepower. The cobra gets the blame because of the big engines and light weight ,when in reality its mostly driver inexperience and poor judgment

I think driving record should be coupled with any inspection or should be noted on the inspection and verified.