Been caught a few times..... but the first is the most memorable, at least for the wife.
It was the forth of July, two years ago. The wife and I were invited to her boss's home for a cook out. While we were there, someone came around the house and pointed to some really dark clouds that were forming up in the south west, with the wind blowing in our direction. So, we figure we better get on the road and out run this thing........ so we thought. Got to within a couple of miles of the house and as we come over the top of this hill, we look ahead to see a "wall" of water falling. With nowhere else to go, we plow into it..... all 100 yards wide and come out the other end pretty well drenched from our waists to our heads. The wifes hair and makeup was transformed into something that made me laugh..... bad move on my part, so I quickly looked ahead and finished the trip in silence. Got home, into the garage and as we were climbing out of the car, she catches a glimps of herself in the mirror and broke out laughing....... but qualified her own humor by saying "it's a good thing we were on our way home, 'cause if we were just heading out, you would never hear the end of this"
My fair weather sailor wife now checks the weather every time we venture out...... even for the short ride into town!