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. Compare that to the guy that pays 25k, spends another 10k over the next 2 years to drive it 500 miles, only to sell it for 25k after he's had enough, the SPF route is pretty economical.
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What kinds of things are you talking about for the $10k to drive it for 2 years?
I spent $26k and sold it for $30k within 24 hours of posting it for sale. That's what I call pretty economical.
It seems like the most economical method would be to buy late model used. The guy that bought the SPF for $37k shouldn't lose much at all.