[Tom T.]

Chaplin,

You make a valid point. However, people still sometimes make claims against their policies in these situations, and some policies remain ambiguous in this area, at least as to driver's ed/open track (generally not racing). Also, some tracks are beginning to ban single hoop roadsters, as previously reported by Roger. Their concerns are essentially liability-driven (i.e., their insurers are always looking over their shoulders).

TT