[Jason Lee Nye]

Depending on the age the child is without fault. As they get older then comparative can be attributed accordingly. At least this is my understanding. Again I am not an attorney.


Case in point, we insure a hotel in New York City that has huge glass windows. Child of 4 is running through the lobby right into one and shatters it. I forget the case study off hand but to sum it up the courts did not want to create conflict within the hosue hold, the parents cannot be held liable or brought in as an at fault party against their own child.....we were on the hook. There is no crap just happens and juries do not let scared little 4 year olds walk away with zero. A child knows no different at that age and somebody has to pay the bills and for their suffering.