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Old 03-29-2004, 07:44 PM
klayfish klayfish is offline
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Join Date: Feb 2002
Location: Royersford, Pa
Cobra Make, Engine: FFR2479K, 351W yellow/black stripes
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A tip from an industry insider. Whether the other driver received a ticket or not will not be the ONLY deciding factor in liability. Adjusters are trained to make their own decisions and do not rely only on police reports. Often in busy cities, the report only says "car 1 hit car 2" and is of little help. If there are no witnesses, it may be a tough choice.

My recommendation would be to file with your own insurance company. They will take care of your car regardless of who is at fault. Let them deal with it. If they feel you are not at fault, it will not hurt your rates, and they will go after State Farm to get their money back. Not to mention the Snake Farm adjuster probably is used to writing Camrys and Accords, and may not be able to write a good estimate on the Cobra.

Best of luck.

Steve
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