Damn Randy,
To quote Saturday Night Live, 2004 has NOT been "berry berry goo to ju"
If they total your ride (which they should), buy a beater to get around in untill next year and get an '05 Mustang.
Sorry to hear about your bad luck and hold out for a good settlement on your medical.
Look at the bright side. You now have a donor car for a Factory Five Cobra
--Mike