Jeff,
About three years ago I had $30 dollar charge on my Master Card that I didn't recognize. I called the bank and asked them what it was. It was from some Credit Card Fraud Protection company that had somehow gotten my informatioon and signed me up. I told the bank that I would not pay it and referred it to their fraud division, then I called the Card Protection Company to find out how and why they had billed me for that when I had never even heard of them. Started with the same old we will stop it the next billing cycle and I told them I had already refused to pay it and it was turned over to the fraud division. They started to tell me that they would protect my cards if anyone got hold of the numbers and used them. When I asked who was going to protect me from them I got a real silent answer. Then they sent me a $30 dollar check to cover any inconvenience they may have caused. Never have seen or heard from that outfit again. But would still like to know how they got my information and signed me up.
Ron