[BLACKJACK]

MY EXPERIENCE WITH STATE FARM IS THAT THEY ARE THE BIGGEST BUNCH OF DICK HEADS IN TOWN.

TRIED TO INSURE MY CARS WITH THEM SEVERAL YEARS AGO. THEY WOULD ONLY DO IT IF I CHANGED MY DAILY DRIVER INSURANCE, MY HOMEOWNERS AND MY EXCESS LIABILITY COVERAGE. THEIR PREMIUMS WERE SO DARN MUCH HIGHER ON THE D.D. H.O AND E.L. COVERAGE THAT IT WAS CHEAPER TO STAY WITH GEICO AND HAGGERTY.

HAGGERTY CHANGED (UNILATERALLY) THEIR COVERAGE TO "MINIMUM PERMITTED" IN YOUR PARTICULAR STATE FOR LIABILITY. THAT CROSSED THEM OFF OF MY LIST.

ON RECOMMENDATION FROM A FRIEND I TRIED STATE FARM AGAIN. NO PROBLEM THIS TIME. ALL THEY WANTED WAS THE DAILEY DRIVER ON THE POLICY AS WELL. THE D.D WITH STATE FARM WAS BETTER THAN THREE TIMES WHAT GEICO WAS CHARGING BUT THE COBRAS AND GT-40 INSURANCE RATE WAS VERY GOOD. FROM THE TIME I FILLED OUT THE FORMS WITH THE AGENT UNTIL I ACTUALLY RECEIVED A POLICY - TWO MONTHS HAD PASSED AND THE PREMIUM WENT UP TWICE.

AFTER THREE MORE MONTHS I RECEIVED A NOTICE OF NON-RENEWAL- ONLY FOR THE TWO COBRAS AND THE GT-40. THE REASON: "THE CARS WERE TOO EXPENSIVE". WHAT A CROCK, THEY WERE THE SAME CARS THAT THEY INSURED A FEW MONTHS EARLIER BASED ON A PROFESSIONAL APPRAISAL.

I'VE SINCE INSURED THE COBRAS AND GT-40 WITH GRUNDY. VERY NICE PEOPLE -- NO B.S. - - COMPETITIVE (VERY COMPETITIVE) RATES AND FULL COVERAGE.

ACCROSS THE BOARD - GUYS EITHER HAD GOOD EXPERIENCE WITH STATE FARM OR IT WAS A NIGHTMARE OF FRUSTRATION. ANY COMPANY THAT IS ALL THAT INCONSISTANT SCARES THE HELL OUT OF ME. WHICH SIDE OF THE FENCE WILL THEY BE ON IF YOU REALLY NEED THEM.

INCIDENTLY: MY LAST ACCIDENT AND LAST MOVING VIOLATION WAS IN JANUARY OF 1964. GO FIGURE.

I WOULDN'T TOUCH STATE FARM WITH A STICK.

JUST MY 2 CENTS AND BAD EXPERIENCE. CAVEAT EMPTOR.

Y'ALL HAVE A REALLY GREAT DAY.

BLACKJACK