Mike,
Listen to what Tru and Kristen said. I have spent most of the morning on the phone and faxing papers to my home insurer to try and get a home equity type loan approved just to have for an emergency. I was getting no where until I proved I didn't need the loan, but just wanted it to be available in case of an emergency. As soon as they heard that, things really got better. Still don't know if I will get it approved or not, but it would be nice to have to fall back on. And if I don't use any of it, then there are no payments. So just prove to them that you don't need the money and get me a million while you are at it. My not having bought anything on credit since 1965 really made it difficult, but they did a credit rating check and I got an 810 ranking out of a top of 1,000. So that really made it good as the woman said anything over 650 they would normally ok the loans.
Ron
