[J. T. Toad]

NO offense, but give me a break.

I feel you might be a little dillusional and overly generous to Jay.

If you ONCE sat/listened in on the conversations I have had with Jay and the product he delivered, I doubt you would be so quick to defend him.

IMHO, Jay just got over his head because he never could say 'no' when he wanted to deliver, but it was far beyond him. Then when confronted, after accepting payment, conviently neglects to answer the phone, respond to email, answer faxes... yadda yadda yadda

TYPICAL story, same outcome....

If you are so confident of Jay's ability to work things out, why don't you send me a CASHIERS check, and you can receive it back from Jay.