[Chaplin]

Scott-
One other thing to consider- there is a wait time from order to delivery with the ERA and you do not have to pay for it in full when you place your order- you only have to put down a $5k deposit when you place your order. The wait time from order to delivery will allow you to save the extra $$ that it will take to buy the ERA.
For instance, when I placed my order I didn't have enought $$ either to buy it outright, but the wait for my ERA was apx. 12 months-(I'm not sure what the current wait is for FIAs, check with Peter). During that 12 months I was able to save the extra $$ necessary to buy the ERA, which is what I really wanted. If you have some patience and the discipline to save some extra $$ each month you will be extremely pleased that you went with ERA.

The other option, as someone else mentioned, is Unique. IMO their FIA body is excellent and a very close second to ERA's and last time I checked Unique's "Deluxe Pallet Kit" was around $19k, but I am not sure what their current pricing is. If you're not going to go with an ERA, you should give Unique serious consideration before purchasing anything anthing else.

Good luck.