[Chaplin]

I tried to get insurance for my car before the motor was installed for the same reasons you just listed. I could not find anyone to do it. I was told that until the motor is installed it is not a "car" and cannot be insured under a car insurance policy. (If you think about it, it makes some sense b/c that is how everyone gets away with making rollers w/o all the modern safety equipment- since there's no engine, they're not technically selling you a car.)

However, there is one option that you can do- you can have it added to a rider on your homeowners policy if you really want to. I decided that given the small risk, it wasn't worth the head ache of dealing with the homeowners policy, so I decided to trust that the delivery company not to F it up and that if they did, their insurance policy would cover it.