Not Ranked
OldDog mentioned "the wrong attitude" and not lack of experience and training is the cause of Cobra accidents. Interesting, hope your doctor, lawyer, and dentist all have great "attitude."
I drove a truck to get through school and logged more driving miles before turning 21 than most do in a lifetime. Driving schools are no guarentee against Cobra accidents. However, they do teach what you don't know about car control. They also demonstrate what can happen when a car gets away from you and how to avoid that from happening. In Feb. this year I attended Boundurant's 3 day driving school and qualified for (and got) my SCCA regional. A great experience and I learned many things that improved my daily driving.
I suggest you offer lower rates for drivers w/no tickets and a high performance driving class and track this class of customer against the type of claim they submit. I would be very interested in the results.
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