[WarrenG]

Originally Posted by fsstnotch

I am sure you do not maintain this info, but I would be interested to know how many of these tall claim were from people who ACTUALLY built their cars. I just feel like people who spend YEARS building their cars, have a better appreciation and respect for what goes into them. Not to say that there aren't people out there who do stupid things intheir cars that they built, just that my general assumption would be that they have a better understanding of what they're getting into. Kind of like when mommy and daddy buy their 16 yr old a really nice car. I had to buy my first car, so you better believe I made sure it was taken care of because if I broke it, I was also paying to have it fixed!

Personally, i plan to insure my car at exactly what I have in parts BOUGHT. Since I already have my engine and tranny, parts bought will be the kit and wheels/tires for the most part. If I wreck the car, I'll strip the good parts off of it, and build another. It's part of the fun! Again, part of why I believe that the majority of these claims are Bought cars, Not built cars.

Josh

Pretty moronic assumption IMHO! So the person who their car has more respect and knowledge of what it can or cannot do than the person that laid out $50-70K or more to purchase one? Sorry, I'm not buying it! If anything the person who put theirs together instead of buying a professionally built one would be more of a possible liability since the insurer has no way of knowing the quality of the build and whether or not the car will stay together on the road. Besides, I'd expect the builder/owner to be the first one to go out and push the car to the max to see what his handywork was capable of.