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As an insurance agent this is what I see. I need to do a better job at underwriting the risk when I have 10 claims in 3 years each more than $10,000 (and most were a lot more) and 7 of these are Cobras. I went to this Forum for thoughts and ideas and they have been great. I could not have asked for more information provided by the people on this site.
I had a Company pull out of my office because we had a bad loss ratio due to hail storms, straight line winds, and tornados. I could not control these claims but the Company did not care, it cost me personally about $15,000 a year in loss of revenue. I don't want to run into the same problem with Collector Car business as I have a lot more to lose. I am just going to be a little more careful and cautios on the owner vs experience vs horsepower as many have state on the site.
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