[fsstnotch]

I lived in Japan for a couple years. let me tell you... They have some VERY rigorous drivers training/tests before they can even get a license!! Given Japan's population per area, there should be accidents all the time.. but there are not! I seen very few accidents while I was there.. most were caused by americans! haha But the ones that were not, they were younger guys mostly in very souped up cars meant to go very fast or drift!

I hadn't thoguth abotu the fact that you have to have the insurance before the registration. So yes, the insurance should enforce the driving courses before insuring. If the driver refuses, either they get no insurance or they have rediculous rates. I know I was 21 when i was first going to buy a GSXr 750. Until I looked at the insurance quote! It was like $600/mo for full coverage on a loaned bike. by the time I added the loan payments and the insurance, I could have bought a vette or something! And that quote was no tickets, no accidents!

I agree... make the owner resonsible!!! If we had responsible owners, we wouldn't be having this conversation.