Not Ranked
I can assure you, all bets are off when you set "tire" in this case on the track.
I only race my GT350, no street driving, but I still carry insurance for storage, paddock and towing. Any track time and you are on your own.
It is very important for beginning drivers or those who just like to take it easy to stay in the correct group. You may think that by going slow you will be safe; on the contrary you could end up getting slammed by a faster car. That is why it is so important that the organizer group people correctly.
We were all beginners at one time or the other and sometimes you just want to take it easy. I will say that my first open track got me hooked 10 or 15 years ago and led to vintage racing.
Oh, one other thing, if you crash or get crashed in to, it's pretty much every man for himself. Don't think you'll get someone else to foot the bill...
MC
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