[ENTDOC]

I would let the collision shop make that decision. My GT40 was hit at Road Atlanta and that person had Nationwide, and I must say they were very good to deal with. The initial adjuster quoted me 400 dollars to fix it and it turned out to be 3200 dollars, but they paid no problem. I also filed for "loss of value" as you should. An appraiser decides how much your car is devalued by the accident and Nationwide cuts you a check for that amount. They of course do not mention this , so it is incumbent on you to do so