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Originally Posted by vette killer
1.I am forced to have insurance under penalty of law.
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I hear ya and respect where you are trying to go with this. But you have failed to indicate/grasp one important principle:
Driving is a privilege and not a right.
That's why you are
forced to comply to this and that. Auto insurance is just one of several big, organized and 'legal' rackets. It's a big boat, Dude...why rock it? You're just along for the ride. Part of this
hobby is trying to deal with affordable insurance and there are some decent alternatives still available.
Don't fret about the older 'Vette and musclecar crowd. Most of the smart owners have either collector car insurance for these cars or have a
guaranteed replacement policy for a pre-defined amount (based on a professional appraisal) with the larger, national insurance carriers. If you wreck your '67 427 tri-power 'Vette and the insurance company hands you a check for $25K because that's what their books say it's worth, then tough on you for not performing the correct diligence.
Again, not busting your balls here...just stating facts. Enjoy the hobby and have fun in whatever car you own/drive. You only live once.
-Dean