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Old 11-09-2007, 05:23 AM
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DAVID GAGNARD DAVID GAGNARD is offline
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Join Date: Jan 1999
Location: MARKSVILLE,LA.,,
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Vette Killer;

I understand your point and agree on a lot of it,but, in a free interprise society, the insurance companies can and do compete for business like any other company......Cobra business is NOT something a lot of companies want or need, it is very risky at best,usually a losing proposition............

Different companies charge different rates much the same way other companies do...for example: In my small home town there is an Auto Zone, there is also another one in a large city 25 miles away. In the large city Auto Zone, prices are generally 25% lower for the same item than in my home town Auto Zone, because of competition in the large city....I don't like it, but it is a fact of life, much the same way with auto insurance..........

Most companies DON'T want to insure Cobras,hence the high rates....they have been proven to be a losing proposition, it's as simple as that..........shop around, there are deals to be found, it just takes a little time and leg work.............

On another note; if you were the head of any auto insurance company, what would you rather insure:

1.- a 2400 pound Cobra with 500+ hp driven by a guy that may or may not have much if any expirence driving high powered cars......

2. a 50+ year old guy with a classic 66 Vette that probably will get driven a few hundred miles a year if that and then very carefully when driven..
??????????????????????????

David
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DAVID GAGNARD