[Bobcat]

Here`s a 100 % agreement on Patrickt`s comment on an umbrella policy ... and they are reasonable on cost . State Farm will do $2,000,000 ( minimum you should have ) for less than $150/yr . With the way the courts and lawsuits are going to today , and the size of the judgements , by all means get the Umbrella policy !! I`ve had one for years and the premiums are rolled into my other monthly/yearly payments.