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...and don't be mislead by posts on this, or any other car forum, quoting a premium price for much less than you are paying. You have to know the limits of liability, the deductibles, the restrictions, and the extent of the coverage in order to do an apples to apples comparison. Also, don't do business with a carrier that is not licensed to sell insurance in your state unless you have a really good reason to do so and you really know what you're doing. Most states will let you check via the web to see if a carrier is licensed to sell P&C insurance in your state.
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