Except that the Arbitors may turn out to favor the guys who bring them the bucks....the larger companies. There is a lawsuit progressing here in Tx on just such a scam, involving a law office/debt collector who led all his clients into arbitration...without revealing that the arbitor had no other clients beside the debt collector! Records indicate that the arbitor ruled in favor of the lawyer in every case...even when faced with black letter law pointing the other way. Arbitration is only a way to lose your rights to sue and be heard. I hate to admit it, but I agree with Evan on this one!