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A little lesson on renting a truck and towing. If specified in the rental agreement this is not allowed then if an accident occurs you will be broke because you have no insurance. You violated the contract with the rental company therefore they and your own insurance company will not honor the contract between you and them.
If towing with your vehicle then you insurance company will cover damages caused by the tow vehicle and trailer but it will not cover damages to your trailer or cargo on the trailer.
It is interesting when you read the details of what exclustion exist.
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