Duff;
I currently have insurance with the following company:
Heacock Classic (Collector car insurance)
P.O. Box 609
Burns, TN 37029
1-800-274-1804
Attn: Yvonne Daughterty
Customer Service Representative
See if she can quote you a rate. My rate is based on how many miles your car is driven per year. I have full coverage for my replica.
Also, I met this guy while at a Hot Rod show out here in California who also insures toys. I believe they also take into consideration the value of your car + time/labor that you believe you have put into the machine - i.e., other insurance companies will want to appraise your call after a certain value - these guys take the value and additional work/time into considering the ultimate value of your car to be insured. There is a limit, but not sure since I did not discuss much further.
Problem is that I am not sure whether there is coverage for the state you are in - they have locations throughout the US, but not everywhere. You can email him to see if he might be able to help you if you are interested.
NW Insurance Center, Inc.
Tom Foltz
Email:
classiccars@gotinsurance.com
1-800-683-1165
George