Quote:
Originally Posted by 392cobra
Joe,
you sound like you're on the Dave Ramsey plan or close to it.
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Is that the guy that tells you to cut up all your credit cards and only use cash?
Joe - pay off all your credit cards ... the interest will kill ya. Then you have to start a Cobra savings plan and put away a certain amount each and every month. You have to pay yourself for the big boy toys.
Then after the Cobra you can start making double payments on you mortgage. And of course, you are at the max contribution for your 401K at work, and you stuff some $$ into an IRA each year.
If you have any kids, you got to start saving now. Maybe by the time your 80 yrs old you can start saving for retirement.
or win the lottery