Ron
I've got the same features as you, but I use Outlook Express that is loaded on my computer. I also have hardware and software based firewalls, McAfee Internet Suite with Zone Alarm that does a great job of protecting my computer from all the crazies out there in Internet-land.
I haven't had a virus on any of my computers for the last decade or so.
Speaking of computers, how is that old tank of a laptop computer with Win95 that I sent you? Do you still use it for anything? Its got to be better than collecting dust in my house!
That reminds me. I'm going to the islands for a vacation, so I got to boot up my laptop and update everything. I haven't used it in at least 7 months!